North Americans are moving to Latin America in growing numbers, and Chile is gaining popularity among outdoor enthusiasts, remote workers, and retirees. Stretching more than 4,300 kilometers (2,670 miles) along South America’s western coast, Chile is one of the world’s longest countries and one of its most geographically diverse.
This narrow ribbon of land is bordered by the Pacific Ocean to the west and the Andes Mountains to the east. Within its borders, you’ll find the driest desert on earth, glaciers, wine regions, cosmopolitan cities, fjords, volcanoes, ski resorts, and remote islands in the Pacific.
If you are looking for stability, modern infrastructure, and access to nature without sacrificing quality of life, Chile is a serious contender. Before packing your household goods and planning your international move, here is everything you need to know about moving to Chile.
Things to Know about Moving to Chile
Why Move to Chile?
Chile stands out within Latin America for economic stability and infrastructure. Although it used to rank highly for safety as well, travel advice in recent years calls for caution, as with many other places in the world. While no country is immune to economic fluctuations, Chile has historically maintained a stronger and more predictable financial system than neighboring countries. Beyond economics, Chile offers diverse outdoor recreation, growing expat communities, and a balanced lifestyle.
However, Chile is not the stereotypical tropical Latin American destination. The country has distinct seasons, rugged landscapes, cooler temperatures, and a culture that’s more reserved than elsewhere in the region. If you fare well in the broader Pacific Northwest environment or envision living somewhere like Washington, Oregon, or even Alaska, Chile may just be the place for you.
Weather
One of Chile’s biggest advantages is climate diversity. Because of its long geography, the weather varies depending on where you settle.
Northern Chile, including the Atacama area, is a dry desert and gets hot days, cool nights, and very little rainfall. Central Chile, including Santiago, is blessed with a Mediterranean climate similar to parts of California. It gets dry summers and cooler, wetter winters. This is the most popular region for expats because it’s comfortable year-round. Southern Chile is progressively cooler, rainier, and more rugged. It consists of forests, fjords, lakes, and significantly colder winters. It’s mostly popular with tourists rather than year-round living.
One thing that surprises some newcomers is that, despite having an extensive coastline, much of Chile’s ocean remains cold year-round due to the Humboldt Current. The temperature sits at around 54F to 61F, but that doesn’t stop surfers from enjoying the swells. Although living near the beach does not necessarily mean swimming weather, many buildings and living communities have heated pools.
Earthquakes
Chile sits along the Pacific Ring of Fire and experiences frequent seismic activity. Buildings are constructed with earthquakes in mind, so structures are designed to withstand significant shaking. Experiencing earthquakes will take you by surprise at first, but expats report getting used to it quickly.
Cost of Living
Chile is actually one of Latin America’s more expensive destinations, particularly in major cities; however, lower than Panama, which uses the US dollar according to Numbeo. Rent in desirable neighborhoods can be comparable to mid-sized North American cities. Expat areas and gated communities command higher prices.
One area where many expats feel they receive value is fresh food. Chile produces outstanding fruits, vegetables, seafood, and wine domestically. Seasonal produce quality is excellent, and local markets offer fresh ingredients year-round at affordable prices. Popular ingredients include avocados, cherries, berries, salmon, and shellfish.
Taxes
With established residency in Chile, you are only taxed on Chilean-source income during the first three years in the country. After that period, worldwide income taxation may apply. Income tax rates in Chile are progressive and range from 4% to 35.5% depending on income level. If you are a remote worker, entrepreneur, or retiree, this allows some tax relief for your offshore earnings. However, tax situations vary; we recommend consulting a tax professional before moving.
Housing
Chile’s housing market reflects its economic development. If you are moving to Chile and expecting dramatic savings on housing, you will find that in popular urban areas, especially in Santiago, that is not always the case. In popular neighborhoods such as Las Condes, Providencia, and Vitacura, rental prices can be comparable to mid-sized North American cities. However, if you are moving from places like New York, San Francisco, or Toronto, you will notice the difference.
Due to Chile’s location along seismic fault lines, buildings are constructed under some of the strictest earthquake engineering standards. Stronger construction standards contribute to higher building costs but also provide an added level of safety and durability for your investment in case you decide to purchase property. Newer developments are also fully outfitted with amenities like gyms, swimming pools, and coworking spaces.
Work
To work for a company in Chile, you are required to obtain a residency through sponsorship from a local employer, a process we recommend starting well in advance. Specialized workers in technology, healthcare, and energy are in demand. With market growth and economic stability, Chile offers great career opportunities but is also accommodating to remote workers and entrepreneurs.
Education
Families moving with children find Chile very accommodating. There are international schools available in popular expat hubs, with a large concentration based in Santiago, offering bilingual and international curriculum options. Children’s activities, parks, sports, and extracurricular programs are widely available, making family integration easier.
Healthcare
Healthcare is one of Chile’s strengths, offering excellent quality at affordable prices compared to the United States and it has become a popular destination for medical tourism. Expats prefer to use private hospitals and private insurance for shorter wait times and accessibility.
Language
Unlike some expat hubs where English alone can carry you, you need to know Spanish to be able to live and work in Chile. Even if you have studied Spanish before, prepare yourself for an adaptation curve as Chilean Spanish is fast, heavy in slang and regional vocabulary, and informal contractions. Worry not, just spend some time with a Chilean language tutor before moving.
Visas
Here are several residency pathways you can consider depending on your circumstances:
- Work Visa: for individuals employed by local companies.
- Rentista Visa: also known as a passive income visa, suitable for retirees or those with recurring foreign income streams.
- Investor Visa: for individuals making qualifying investments or opening businesses in Chile.
Visa processing in Chile is reportedly time consuming, but it can be started online from your home country. We recommend consulting professionals to find the best pathway for you.
Places to Move to in Chile
Santiago
Santiago, Chile’s capital, combines modern skyscrapers backed by mountains, international amenities, and strong job opportunities. It’s a great base for remote workers and families who will find comfortable infrastructure, facilities, and schools.
Valparaiso
Known for colorful hillsides, street art, and creative energy, Valparaiso is Chile’s bohemian UNESCO World Heritage Site. An excellent option for artists and culture lovers.
Concon
Located near the coast north of Valparaiso, Concon attracts residents seeking beach access with modern conveniences but a more relaxed lifestyle. It’s a beautiful destination with iconic dunes neighboring modern skyscrapers.
Are you Ready to move to Chile?
Chile offers many things international movers prioritize: stability, infrastructure, healthcare, and access to nature. With a little adaptation, you can enjoy an excellent quality of life. If Chile sounds like the place for you, learn about the next steps involved in international relocations, such as shipping household goods and customs requirements.
With over a century of experience helping individuals, families, and professionals relocate internationally, Arpin can handle the logistics for you. Read our resources and reach out for a free quote and consultation with our move coordinators.
